Balance Buckets - Small Business Cash Planning

Get dead-simple envelope accounting for your business. A lot of banks offer “bucket” style features for personal money, but I couldn’t find the same simplicity for business cash planning. The alternatives were either: - full accounting workflows (too heavy for quick planning), or - custom spreadsheets (fragile and annoying to maintain). So I built a small tool focused on one job: Help you allocate cash into a few named buckets and see what’s actually safe to spend after accounting for your savings goals. What it does: - Define a handful of buckets (taxes, payroll buffer, tools, growth, etc.) - Allocate incoming money by simple rules - See how much is safe to spend vs reserved - Plan savings for a few priorities without opening the entire accounting system